Privacy Policy

Last Updated: August 10, 2026

At Express Finance, we respect your privacy and are committed to protecting the personal information you provide when using our website and financial services. This Privacy Policy explains what information we collect, how we use it, how we protect it, and the choices available to you.

By accessing or using the Express Finance website and services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with the practices described here, please discontinue use of our website and services.

We may update this Privacy Policy from time to time to reflect changes to our services, technology, legal requirements, or business practices. When changes are made, the updated policy will be published on this page.

Company Information

Company: Express Finance
Website: https://expressfinance.inc-plc.com/
Support: Contact Express Finance through the official support/contact channels available on our website.

Express Finance provides digital financial services designed to make financial transactions and account management more convenient, accessible, and efficient.

1. Our Website

Our website is available at:

https://expressfinance.inc-plc.com/

When you use our website, we may collect information that you provide directly, information generated through your use of our services, and certain technical information collected automatically.

This information helps us provide our services, maintain account security, process transactions, improve our platform, respond to customer requests, and comply with applicable legal and regulatory requirements.

2. Data You Provide to Us

Depending on the services you use, we may collect information that you voluntarily provide to us, including:

• Full name
• Email address
• Telephone or mobile number
• Residential or mailing address
• Date of birth, where required
• Account login information
• Identification or verification information where required
• Financial or transaction-related information
• Payment and account information
• Information provided when contacting customer support
• Information submitted through forms on our website
• Information required to complete identity or security verification

You should ensure that the information you provide is accurate and up to date.

We only request information that is reasonably necessary for providing our services, maintaining account security, processing transactions, and meeting applicable legal or regulatory obligations.

3. How We Get Data About You

We may obtain information about you through several sources.

Information you provide

This includes information you submit when creating an account, completing a form, contacting support, making a transaction, or using our services.

Information collected automatically

When you access our website, certain technical information may be collected automatically, including:

• IP address
• Browser type
• Device type
• Operating system
• General location information
• Date and time of access
• Pages visited
• Website interactions
• Referring website
• Technical and diagnostic information

Third-party service providers

Where necessary, we may receive information from trusted service providers that assist us with payment processing, identity verification, fraud prevention, security, communications, analytics, hosting, and other business functions.

We expect such providers to handle information in accordance with applicable privacy and security requirements.

4. What We Use Your Data For

Express Finance may use your information for legitimate business and service-related purposes, including:

1. Creating and managing your account.
2. Providing requested financial services.
3. Processing deposits, withdrawals, transfers, and other transactions.
4. Verifying your identity and account information.
5. Protecting accounts and transactions against unauthorized activity.
6. Detecting and preventing fraud, abuse, and other suspicious activity.
7. Providing customer support.
8. Communicating with you about your account or transactions.
9. Improving the performance and functionality of our website.
10. Maintaining the security and reliability of our systems.
11. Complying with applicable laws, regulations, court orders, and lawful requests.
12. Maintaining appropriate business and financial records.
13. Investigating disputes and resolving service-related issues.

We do not use your personal information for purposes that are incompatible with the purpose for which it was collected unless permitted or required by applicable law.

Information Security

We take reasonable administrative, technical, and organizational measures to protect personal information against unauthorized access, loss, misuse, alteration, disclosure, or destruction.

Security measures may include access controls, authentication procedures, monitoring, encryption or other appropriate technical safeguards, depending on the nature and sensitivity of the information.

However, no internet transmission or electronic storage system can be guaranteed to be completely secure. You are responsible for protecting your account credentials and should never share your password, verification codes, or other security credentials with another person.

If you believe that your Express Finance account or personal information has been compromised, please contact our support team immediately.

Most companies restrict liability for

Express Finance makes reasonable efforts to maintain the availability, accuracy, security, and reliability of its website and services. However, to the extent permitted by applicable law, we cannot guarantee that our website or services will always be:

1. Available without interruption.
2. Completely free from errors or technical defects.
3. Completely protected against every possible security threat.
4. Free from viruses, malware, or other harmful components.
5. Accurate or current in every circumstance.
6. Compatible with every device, browser, network, or third-party system.

Nothing in this Privacy Policy is intended to exclude or limit any rights or protections that cannot legally be excluded or limited under applicable law.

Cookies and Similar Technologies

Express Finance may use cookies and similar technologies to help operate, secure, and improve our website.

Cookies may allow us to:

• Keep users signed in where appropriate.
• Remember certain preferences.
• Understand how visitors use our website.
• Improve website performance.
• Detect unusual or potentially fraudulent activity.
• Analyze website traffic and usage.

You may be able to control or disable cookies through your browser settings. Disabling certain cookies may affect the functionality of some parts of the website.

Sharing of Personal Information

We do not sell your personal information simply for the purpose of selling it.

We may share information when reasonably necessary to provide our services or fulfill legitimate business, legal, security, and operational requirements.

This may include sharing information with:

• Payment and transaction service providers
• Identity verification providers
• Fraud prevention and security providers
• Technology and hosting providers
• Customer support providers
• Professional advisers
• Legal or regulatory authorities where required
• Government agencies where legally required
• Business partners involved in providing requested services

Third-party providers may only receive information reasonably necessary for the services they perform for us or as otherwise permitted by applicable law.

Data Retention

We retain personal information for as long as reasonably necessary to provide our services, maintain business and transaction records, resolve disputes, enforce agreements, prevent fraud, and satisfy legal or regulatory obligations.

The specific retention period may vary depending on the type of information and the purpose for which it was collected.

When information is no longer required, we may securely delete, anonymize, or otherwise dispose of it in accordance with applicable requirements.

Your Privacy Rights

Depending on your location and applicable law, you may have certain rights regarding your personal information.

These may include the right to:

• Request access to personal information we hold about you.
• Request correction of inaccurate or incomplete information.
• Request deletion of certain personal information.
• Request restriction of certain processing.
• Object to certain uses of your information.
• Withdraw consent where processing is based on consent.
• Request a copy of certain information in a portable format.
• Lodge a complaint with an applicable privacy or regulatory authority.

Some requests may be subject to legal, regulatory, security, or contractual limitations.

To exercise an applicable privacy right, contact Express Finance through our official support channels.

Account and Password Security

You are responsible for keeping your Express Finance login credentials confidential.

Please do not:

• Share your password with anyone.
• Share one-time verification codes.
• Provide your account credentials to unknown persons.
• Use the same password across multiple important accounts.
• Ignore suspicious activity on your account.

Express Finance will not ask you to disclose your password for routine customer support purposes.

If you suspect unauthorized access to your account, contact us immediately.

Third-Party Websites and Services

Our website may contain links to third-party websites, applications, payment services, or other external resources.

These third parties may operate under their own privacy policies and terms. Express Finance is not responsible for the privacy practices, security, content, or policies of independent third-party websites.

We recommend reviewing the privacy policy of any third-party service before providing personal information.

Children's Privacy

Our services are not intended for individuals who are not legally permitted to use financial services under applicable law.

We do not knowingly collect personal information from children where such collection is prohibited by applicable law.

If you believe that a child has provided personal information to us improperly, please contact us so that we can investigate and take appropriate action.

International Data Transfers

Depending on where you are located and where our service providers operate, your information may be processed or stored in countries other than your country of residence.

Where applicable, we will take reasonable steps to ensure that international transfers of personal information are handled in accordance with applicable privacy and data-protection requirements.

Help / Support

If you have questions about this Privacy Policy, your personal information, or the way Express Finance handles your data, please contact our support team through the official contact or support options available on our website.

When contacting us about your account, we may need to verify your identity before discussing account-specific information.

Express Finance Support
Website: https://expressfinance.inc-plc.com/

Changes to This Privacy Policy

Express Finance may update this Privacy Policy periodically.

When changes are made, we will update the Last Updated date at the beginning of this policy. We encourage users to review this page periodically to remain informed about how we collect, use, and protect personal information.

Your continued use of our website after an updated Privacy Policy has been published may constitute acceptance of the updated policy to the extent permitted by applicable law.

Contact Us

If you have questions, concerns, or requests relating to this Privacy Policy or the handling of your personal information, please contact Express Finance through the official contact channels provided on our website.

Express Finance
Website: https://expressfinance.inc-plc.com/

Privacy matters. We are committed to handling your information responsibly, securely, and transparently.