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Welcome to Express Finance. These Terms and Conditions govern your access to and use of the Express Finance website, platform, and related services.
By accessing, browsing, registering for an account, or using any service provided through our website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, together with our Privacy Policy and any other terms applicable to specific services.
If you do not agree with these Terms and Conditions, you should not access or use the website or our services.
You are responsible for ensuring that your use of Express Finance complies with all laws and regulations applicable to you.
Where our services require users to meet a minimum legal age or other eligibility requirements, you must satisfy those requirements before registering or using the relevant service.
Express Finance reserves the right to update, modify, suspend, or discontinue any part of the website or services where reasonably necessary.
Unless otherwise stated, the Express Finance website, including its design, branding, logos, graphics, text, software, interfaces, images, content, and other materials, is owned by or licensed to Express Finance and is protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable right to access and use the website for its intended purpose.
This permission does not give you ownership of any Express Finance intellectual property.
You may not reproduce, modify, distribute, sell, publish, display, transmit, or commercially exploit our website content or intellectual property without prior written authorization, except where such use is expressly permitted by applicable law.
When using Express Finance, you agree not to:
use the website for any unlawful, fraudulent, deceptive, or unauthorized purpose; attempt to gain unauthorized access to accounts, systems, servers, databases, or other parts of the platform; use another person's account or identity without proper authorization; provide false, misleading, incomplete, or fraudulent information; interfere with or attempt to compromise the security or operation of the website; introduce viruses, malware, malicious code, or other harmful technology; use automated systems, bots, scraping tools, or data-mining techniques to access or extract information without authorization; copy, reproduce, distribute, modify, or commercially exploit Express Finance content without permission; attempt to reverse engineer, decompile, disassemble, or otherwise obtain the source code of our software where prohibited by law; use the platform to facilitate fraud, money laundering, terrorist financing, or other prohibited financial activity; conduct transactions that violate applicable laws or regulations; interfere with another user's access to or use of the platform; use the website in a manner that could damage Express Finance, its users, systems, reputation, or service providers.
We reserve the right to restrict, suspend, or terminate access to particular features or areas of the website where reasonably necessary for security, compliance, operational, or other legitimate purposes.
Your login credentials, passwords, verification codes, and other account-security information must be kept confidential. You are responsible for activity conducted through your account unless you have promptly reported unauthorized access to us.
“Your Content” means information, documents, messages, images, feedback, or other material that you voluntarily submit to Express Finance through our website or services.
You retain ownership of content that you lawfully own.
By submitting content to us, you confirm that:
You grant Express Finance permission to use submitted information where reasonably necessary to provide, operate, secure, maintain, and improve the services, or where otherwise permitted or required by applicable law.
We may remove or restrict content that violates these Terms, applicable law, security requirements, or the proper operation of our platform.
Express Finance may provide access to financial features and services through its platform. The availability of particular services may depend on your location, eligibility, account status, verification requirements, and applicable laws and regulations.
Certain transactions may require identity verification, additional documentation, security checks, or other approval procedures.
You are responsible for ensuring that transaction information you provide is accurate before submitting a transaction.
Once a transaction has been submitted, processing may not always be reversible. Where a transaction cannot be cancelled or reversed, this will be subject to the applicable service terms and circumstances surrounding the transaction.
Express Finance may delay, reject, restrict, or investigate a transaction where reasonably necessary for security, fraud prevention, verification, legal compliance, or other legitimate purposes.
When creating an Express Finance account, you agree to provide accurate and complete information and to keep that information updated.
You are responsible for:
You should never provide your password, authentication credentials, or one-time verification codes to another person.
Express Finance may request additional information or verification when necessary to protect your account or comply with applicable requirements.
To the maximum extent permitted by applicable law, the Express Finance website and its content are provided on an “as available” and “as is” basis.
We make reasonable efforts to maintain a reliable and secure platform, but we do not guarantee that the website or services will always be:
Information displayed on the website may change without notice.
Nothing on the website should be interpreted as personalized financial, investment, legal, tax, or other professional advice unless expressly stated otherwise.
Where a specific service is governed by separate terms, those terms will also apply.
To the maximum extent permitted by applicable law, Express Finance and its officers, directors, employees, contractors, affiliates, and service providers will not be liable for losses arising from circumstances outside our reasonable control.
This may include, where legally permitted:
Nothing in these Terms is intended to exclude or restrict liability that cannot legally be excluded or restricted under applicable law.
To the extent permitted by applicable law, you agree to indemnify and hold harmless Express Finance, its affiliates, officers, directors, employees, contractors, and service providers from claims, losses, liabilities, costs, and reasonable expenses arising from:
This provision does not apply to the extent that a claim results from unlawful conduct or negligence that cannot legally be excluded or indemnified.
If any provision of these Terms and Conditions is determined to be invalid, unlawful, or unenforceable by a competent authority, that provision will be interpreted or modified to the minimum extent necessary to make it enforceable, where legally permitted.
If the provision cannot be made enforceable, it will be removed without affecting the validity and enforceability of the remaining provisions.
The remaining provisions will continue to apply.
Express Finance may update or modify these Terms and Conditions from time to time to reflect changes in our services, technology, security practices, business operations, or applicable legal and regulatory requirements.
When material changes are made, we may provide notice through the website or other appropriate communication channels.
The updated version will become effective from the date stated in the revised Terms unless otherwise specified.
You should review these Terms periodically. Continued use of the website after the effective date of updated Terms may constitute acceptance of the revised Terms to the extent permitted by applicable law.
Express Finance may assign, transfer, or delegate its rights and obligations under these Terms where reasonably necessary for business operations, restructuring, mergers, acquisitions, financing arrangements, or other legitimate business purposes.
You may not transfer or assign your account or your rights or obligations under these Terms to another person without our prior written consent, except where such restriction is prohibited by applicable law.
These Terms and Conditions, together with our Privacy Policy and any additional terms expressly applicable to specific Express Finance services, constitute the agreement governing your use of the website and services.
They supersede previous representations, communications, or understandings relating to the same subject matter, except where a separate written agreement expressly applies.
If there is a conflict between these Terms and specific terms governing a particular service, the specific service terms will generally apply to that service to the extent of the conflict.
These Terms and Conditions shall be governed by and interpreted in accordance with the laws applicable to the legal entity operating Express Finance and the services provided through the platform.
Any dispute arising from or relating to these Terms or your use of the Express Finance website or services shall be subject to the jurisdiction of the courts or other legally competent dispute-resolution forum applicable to the relevant entity and transaction.
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Nothing in this section prevents a consumer from exercising mandatory rights or protections available under the laws applicable to their place of residence.
If you have questions regarding these Terms and Conditions, your account, or the use of Express Finance services, please contact us through the official contact or support channels provided on our website.
Express Finance
Website: https://expressfinance.inc-plc.com/
Last Updated: August 10, 2026